Living Benefits
Return Of Premium Rider (ROP)
Chronic, Critical & Terminal illness Benefits
Chronic, Critical & Terminal illness Benefits
This distinct kind of term life insurance policy returns the premiums paid into your policy at the end of the term (assuming you don’t pass away, in which case the death benefit is paid out instead).This type of term life policy can be significantly more expensive than the typical term policy.
Chronic, Critical & Terminal illness Benefits
Chronic, Critical & Terminal illness Benefits
Chronic, Critical & Terminal illness Benefits
Accelerated Death Benefits can help provide funds for a terminal diagnosis that shortens your life expectancy to 2 years or less. You can also access an advance from your death benefit funds in your life insurance policy to pay medical expenses for illnesses such as a stroke, heart attack, or kidney failure.
Disability Benefit
Chronic, Critical & Terminal illness Benefits
Disability Benefit
Disability income insurance provides benefits to help replace a portion of your income it you are sick or injured and unable to work. It's financial protection helps you focus more on your recovery and less on how you will cover expenses. In addition to your income, here are some of the most important things in your life that disability income insurance helps protect:
- Your home
- Your retirement
- Your family
- Your personal savings
- Your lifestyle
